It will not do for you to depend on making your charity gifts in testamentary bequests at death. You cannot calculate with the least degree of surety that the cause will ever be benefited by them. Satan works with acute skill to stir up the relatives, and every false position is taken to gain to the world that which was solemnly dedicated to the cause of God. Much less than the sum willed is always received. Satan even puts it into the hearts of men and women to protest against their relatives’ doing what they wish in the bestowment of their property. They seem to regard everything given to the Lord as robbing the relatives of the deceased. If you want your means to go to the cause, appropriate it, or all that you do not really need for a support, while you live. A few of the brethren are doing this and enjoying the pleasure of being their own executors. Will the covetousness of men make it necessary that they shall be deprived of life in order that the property which God has lent them shall not be useless forever? Let none of you draw upon yourselves the doom of the unprofitable servant who hid his Lord’s money in the earth. (5T 155.1) MC VC

Dying charity is a poor substitute for living benevolence. Many will to their friends and relatives all except a very small pittance of their property. This they leave for their supreme Friend, who became poor for their sakes, who suffered insult, mockery, and death, that they might become sons and daughters of God. And yet they expect when the righteous dead shall come forth to immortal life that this Friend will take them into His everlasting habitations. (5T 155.2) MC VC

The cause of Christ is robbed, not by a mere passing thought, not by an unpremeditated act. No. By your own deliberate act you made your will, placing your property at the disposal of unbelievers. After having robbed God during your lifetime, you continue to rob Him after your death, and you do this with the full consent of all your powers of mind, in a document called your will. What do you think will be your Master’s will toward you for thus appropriating His goods? What will you say when an account is demanded of your stewardship? (5T 155.3) MC VC