Time is to be used judiciously, earnestly, and under the sanctification of the Holy Spirit. We are to understand just what is right and what is wrong to do with property and with mental and physical capabilities. God has a positive ownership of every power He has committed to the human agent. By His own wisdom He makes the terms of man′s use of every gift of God. He will bless the proper use of every power put forth for His own name′s glory. The talent of speech, of memory, of property, all are to accumulate for the glory of God, to advance His kingdom. God has left us in charge of His goods in His absence. Each steward has his own special work to do in advancing God′s kingdom. Not one is excused. (OHC 40.3) MC VC