There is danger in regarding justification by faith as placing merit on faith. When you take the righteousness of Christ as a free gift you are justified freely through the redemption of Christ. What is faith? “The substance of things hoped for, the evidence of things not seen” (Hebrews 11:1). It is an assent of the understanding to God’s words which binds the heart in willing consecration and service to God, Who gave the understanding, Who moved on the heart, Who first drew the mind to view Christ on the cross of Calvary. Faith is rendering to God the intellectual powers, abandonment of the mind and will to God, and making Christ the only door to enter into the kingdom of heaven. (FW 25.2) MC VC